Fair Housing Statement

1. Our Commitment

Max Cufari and The Roads Report are unequivocally committed to fair housing. We believe every person has the right to choose where they live, free from discrimination. This is not only the law — it is the foundation of how we practice real estate and how we treat every client, prospect, and member of the community we serve.

We adhere strictly to the requirements of the federal Fair Housing Act, the Florida Fair Housing Act, and the Miami-Dade County Human Rights Ordinance, all of which prohibit discrimination in the sale, purchase, rental, financing, and marketing of residential property. We also comply with all applicable regulations issued by the U.S. Department of Housing and Urban Development (HUD), the National Association of REALTORS® Code of Ethics (Article 10), and Berkshire Hathaway HomeServices EWM Realty's internal fair housing policies.

Our commitment to fair housing is not passive — we actively work to ensure that our marketing, advertising, client communications, and property recommendations are free of discriminatory content, steering, or bias.

2. Federal Fair Housing Act

The Fair Housing Act (Title VIII of the Civil Rights Act of 1968), as amended by the Fair Housing Amendments Act of 1988, prohibits discrimination in housing-related transactions based on seven federally protected characteristics.

It is unlawful under federal law to discriminate in the sale, rental, advertising, financing, or brokerage of housing based on:

• Race
• Color
• National origin
• Religion
• Sex (including gender identity and sexual orientation under HUD guidance)
• Familial status (having children under 18, including pregnant persons and those securing custody of children)
• Disability (physical or mental)

The Fair Housing Act applies to most housing, including single-family homes, condominiums, cooperatives, and multi-family properties. Exemptions are narrow and do not apply to real estate brokers or agents.

The law prohibits a broad range of discriminatory practices, including but not limited to: refusing to sell or rent, setting different terms and conditions, providing different services or facilities, falsely representing that housing is not available, making, printing, or publishing discriminatory advertising, blockbusting, and steering.

3. Florida Fair Housing Act

The Florida Fair Housing Act (Florida Statutes, Chapter 760, Part II) mirrors the federal Fair Housing Act and prohibits discrimination based on the same seven federally protected characteristics. The Florida law is enforced by the Florida Commission on Human Relations (FCHR) and provides an additional state-level avenue for complaint resolution.

Under Florida law, discriminatory housing practices include:

• Refusing to sell or rent a dwelling after a bona fide offer, or refusing to negotiate
• Discriminating in the terms, conditions, or privileges of the sale or rental of a dwelling
• Making any notice, statement, or advertisement that indicates a preference, limitation, or discrimination based on a protected class
• Representing that a dwelling is not available for inspection, sale, or rental when it actually is
• Inducing or attempting to induce a person to sell or rent by making representations regarding the entry into the neighborhood of persons of a protected class (blockbusting)
• Discriminating in the providing of brokerage services
• Coercing, intimidating, threatening, or interfering with a person's exercise of rights under the Fair Housing Act

Complaints under the Florida Fair Housing Act may be filed with the Florida Commission on Human Relations within one (1) year of the alleged discriminatory act.

4. Miami-Dade County Protections

Miami-Dade County provides the broadest fair housing protections in the State of Florida. The Miami-Dade County Human Rights Ordinance (Miami-Dade County Code, Chapter 11A) prohibits discrimination in housing based on all federally and state-protected characteristics, plus additional protected classes that go beyond federal and state law.

Additional Miami-Dade Protected Classes in Housing

In addition to the seven federally protected classes, Miami-Dade County prohibits housing discrimination based on:

• Age (any age)
• Ancestry
• Sexual orientation
• Gender identity or expression
• Marital status
• Pregnancy
• Source of income (including housing vouchers, subsidies, and assistance programs)
• Actual or perceived status as a victim of domestic violence, dating violence, sexual assault, or stalking

These additional protections reflect Miami-Dade County's long-standing leadership in civil rights and equal opportunity. We apply these protections in all aspects of our real estate practice within Miami-Dade County, regardless of whether federal or state law requires them.

5. Protected Classes Summary

The following table summarizes the protected classes applicable to our practice in Miami-Dade County, Florida. We comply with the highest level of protection that applies.

6. Prohibited Conduct

In connection with the sale, purchase, lease, financing, or brokerage of residential real property in Miami-Dade County and throughout Florida, The Roads Report and Max Cufari will never engage in, and expressly prohibit, the following conduct:

In Sales and Brokerage

• Refusing to show, sell, or accept an offer on a property based on a buyer's protected class
• Providing different information about a property's availability based on a buyer's protected class
• Quoting different prices, terms, or conditions based on a buyer's protected class
• Using different contract terms or requesting different documentation from buyers based on their protected class
• Delaying or refusing to present offers based on the buyer's protected class

Steering

• Directing prospective buyers toward or away from neighborhoods, buildings, or streets based on their race, national origin, religion, or any other protected class
• Making statements or suggestions — even subtle or indirect ones — about which neighborhoods are "right" for a buyer based on their background or identity
• Withholding information about available properties in certain areas based on a buyer's protected class

In Advertising and Marketing

• Publishing any notice, statement, or advertisement indicating a preference, limitation, or discrimination based on any protected class
• Using human models in advertising in a manner that indicates preference based on race, color, national origin, religion, sex, familial status, or disability
• Targeting or excluding advertising audiences based on any protected class (including on digital platforms)
• Using code words or phrases that signal a preference for or against any protected class

Blockbusting and Panic Selling

• Making representations regarding the entry into a neighborhood of persons of a particular protected class in order to induce any person to sell or rent a property

Retaliation

• Threatening, coercing, intimidating, or interfering with any person exercising a fair housing right or assisting others in the exercise of such rights
• Retaliating against any person who has filed a fair housing complaint or testified in a fair housing proceeding

7. Permitted Distinctions

Not all distinctions in housing constitute unlawful discrimination. The following considerations are legal and may properly influence our recommendations and services:

• Financial qualifications and creditworthiness of prospective buyers (applied consistently and without reference to protected class)
• Property type, size, condition, and price range based on buyer's stated preferences and needs
• School district preferences as stated by the buyer
• Proximity to employment, transportation, or services as stated by the buyer
• Architectural style, property age, lot characteristics, and other objective physical attributes
• 55+ housing communities qualifying under the Housing for Older Persons Act (HOPA) exemption (which lawfully restricts occupancy to persons 55 and older)

When buyers express preferences related to neighborhood characteristics, we guide them based on objective, verifiable information about the property and neighborhood — not based on assumptions or information about the demographics of residents.

8. Accessibility and Reasonable Accommodations

We are committed to making our services accessible to individuals with disabilities. Under the Fair Housing Act, persons with physical or mental disabilities have specific rights, including:

Right to Reasonable Accommodation

We will make reasonable accommodations in our rules, policies, practices, or services when such accommodations are necessary to afford a person with a disability an equal opportunity to use and enjoy housing. If you require an accommodation in the delivery of our real estate services — including scheduling, communication format, or meeting location — please contact us and we will make every reasonable effort to accommodate your needs.

Right to Reasonable Modification

Under the Fair Housing Act, persons with disabilities have the right to make reasonable structural modifications to their home at their expense, subject to the landlord's right to require restoration upon vacating (in rental situations). We will not discourage or interfere with a person's right to request or make reasonable modifications.

Website Accessibility

We are committed to making this Site accessible to users with disabilities. We strive to comply with Web Content Accessibility Guidelines (WCAG) 2.1 Level AA standards. If you experience difficulty accessing any content on this Site, please contact us at max@theroadsreport.com and we will work with you to provide the information in an accessible format.

9. Advertising and Marketing

All advertising and marketing produced by The Roads Report — including this website, email campaigns, market reports, printed materials, social media, and digital advertising — complies with HUD's advertising guidelines and the Fair Housing Act.

Specifically:

• All advertising for real estate services includes the Equal Housing Opportunity logo or slogan where required
• Advertising does not contain language that indicates any preference, limitation, or discrimination
• We do not use digital targeting tools to exclude audiences from seeing housing-related advertising based on protected class characteristics
• Property descriptions focus on the objective features of the property — not on neighborhood demographics
• We do not use phrases such as "exclusive," "private," or "prestigious" in ways that signal exclusion of protected classes

The Equal Housing Opportunity logo (⌂ Equal Housing Opportunity) appears in our advertising and marketing materials as required by HUD Regulations at 24 CFR Part 110.

10. Filing a Complaint

If you believe you have been the victim of housing discrimination by The Roads Report, Max Cufari, or any party involved in a transaction in which we participated, you have the right to file a complaint with one or more of the following agencies.

You may also contact The Roads Report directly to raise any fair housing concern. We take all such concerns seriously and will investigate promptly.

11. Anti-Steering Policy

Steering — directing buyers or renters toward or away from particular neighborhoods based on their race, national origin, religion, or other protected characteristics — is among the most serious forms of housing discrimination and is expressly prohibited by law and by our own policy.

The Roads Report operates in a defined geographic area comprising The Roads neighborhood of Miami, Coconut Grove, and Coral Gables. Our geographic focus is driven entirely by professional specialization and expertise in these specific markets — not by any demographic characteristic of these neighborhoods or our clients.

We serve buyers seeking property in this area regardless of their race, color, national origin, religion, sex, familial status, disability, age, sexual orientation, gender identity, marital status, pregnancy, source of income, or any other protected characteristic. We serve sellers of property in this area on identical terms regardless of those same characteristics.

If you ever believe a statement, recommendation, or action by our team constitutes steering, please contact us immediately at max@theroadsreport.com or file a complaint with the appropriate agency identified in Section 10.

12. Contact Us

For questions about our Fair Housing commitment, to request a reasonable accommodation, or to report a potential fair housing concern, please contact us:

Max Cufari is a licensed Florida Real Estate Broker affiliated with Berkshire Hathaway HomeServices EWM Realty and the Scott Shuffield Group. All real estate services are provided in compliance with the Fair Housing Act, the Florida Fair Housing Act, and all applicable local ordinances.

Berkshire Hathaway HomeServices® is a registered trademark of HomeServices of America, Inc. and Berkshire Hathaway Inc. The Berkshire Hathaway HomeServices symbol of the Equal Housing Opportunity is registered with the U.S. Patent and Trademark Office. ⌂ Equal Housing Opportunity.